Capital Gains Tax UK Calculator
Use this calculator to estimate UK capital gains tax on shares, property, cryptocurrency, and other asset sales. This page also keeps the formula, examples, FAQs, and references close by so you can check the result with confidence.
What This Capital Gains Tax UK Calculator Helps You Do
The calculator removes the annual allowance first, then applies the basic or higher CGT rate based on your income band. Review the formula and examples below if you want to see how the result is derived.
This page is meant to give you a fast answer, but it also helps you double-check the math before you make a decision. Start with the inputs that you already know, run the calculation, and then compare the output with the formula, examples, and FAQs below so you can see whether the answer fits the situation you are modeling.
If the result looks off, the usual causes are a unit mismatch, a missing decimal, the wrong scenario, or a value that needs to be entered as a rate instead of a total. The notes on this page are designed to make those checks easy without forcing you to leave the calculator and search for context elsewhere.
- Use the calculator first for a quick estimate.
- Use the formula to understand how the result is built.
- Use the examples to compare common use cases.
- Use the references when the answer depends on a standard or assumption.
Common Checks
A quick result is useful, but the best result is one that still makes sense when you look at it a second time. If you are comparing scenarios, try changing one input at a time so you can see which variable has the biggest impact on the final answer. That makes it much easier to spot whether the calculation matches your expectations.
It also helps to keep the context of the problem in mind. A calculator can tell you the math, but you still need to decide whether the input represents a total, a rate, an average, or a category-specific assumption. When in doubt, start with a simple example from the page and scale up from there.
- Check that every unit matches the rest of the problem.
- Keep rates, totals, and averages separate.
- Adjust one variable at a time when testing scenarios.
- Use the smallest realistic input first, then scale upward.
Scenario Planning
This calculator is especially useful when you want a quick answer before you commit time, money, or effort. Try one baseline input set, then change a single number and compare the result so you can see how sensitive the answer is to that variable.
That makes the page useful for more than just arithmetic. It becomes a small decision aid that helps you compare options, test assumptions, and explain the final number with confidence when you need to share it with someone else.
Result
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How to Calculate Capital Gains Tax UK Calculator
- Enter the gain: Add the profit from the sale of the asset.
- Enter income and asset type: The calculator uses the asset type and income threshold to set the rate.
- Review the tax: The result shows the estimated CGT and remaining profit.
Capital Gains Tax UK Calculator Formula
| Variable | Meaning | Unit |
|---|---|---|
| Capital gains | Profit from the sale before tax | £ |
| Annual income | Your total annual income | £ |
| Asset type | Shares, property, cryptocurrency, or other assets | - |
Worked Examples
- Capital gains: £40,000
- Annual income: £45,000
- Asset type: Property
Result: £7,229 tax
Omni's example splits the gain across the basic and higher UK CGT rates.
- Capital gains: £40,000
- Annual income: £30,000
- Asset type: Shares
Result: Tax due above the allowance
Shares are usually taxed at the 10% and 20% CGT rates.
- Capital gains: £15,000
- Annual income: £20,000
- Asset type: Cryptocurrency
Result: Tax on the amount above the allowance only
Cryptocurrency uses the same basic and higher rates as shares on this calculator.
How to Interpret Your Results
| Range | Meaning | Action |
|---|---|---|
| No tax | The gain was covered by the allowance | There may be no capital gains tax due. |
| Basic-rate band | Part of the gain is taxed at the lower rate | Check how much income remains below the threshold. |
| Higher-rate band | The remaining gain is taxed at the higher rate | A larger gain or higher income increases the tax bill. |
Frequently Asked Questions
References
Last reviewed: March 2026